TopCashBack Review 2021 | Is it Legit or a Scam?

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Online Shopping is very popular at this time. Retailers are attracting people through lots of offers, deals, and cash backs. Now, what if you can add some more cashback on every purchase you make. I am going to review TopCashBack, a cashback site that offers extra cashback when you shop through any retailers.

But the question is, Is TopCashBack worth joining? Is TopCashBack legit or a scam? Can you really get cashback from TopCashBack? and Is TopCashBack fake or genuine? Let’s find out all the answers in one post.

So, this post is going to be interesting and knowledgeable for you. Now, let’s start with the basics of TopCashBack review 2021 – Is it legit or just another scam?

What is TopCashBack?

TopCashback launched in 2005 in the UK and expanded to the USA in 2011. Since then, they’ve gained amazing attraction and now partner with over 4,000+ online retailers. They’re also available to shoppers in China, India, Japan, and Germany.

TopCashBack has over 15 million members is one the best cashback website in India. It has a partnership with 700+ retailers you get cashback every time you purchase something on. It offers the highest cashback guarantee in the industry and known as the most generous cashback site.

They claim to give their users 100% of the commission they earn from merchants and they make their money from hitting bonuses with select merchants and displaying merchants prominently on their website/newsletters.

Now you can understand why TopCashBack is very popular in all countries. As their high CashBack rates than others. So now, let’s know more in TopCashBack Review 2021.

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Is TopCashBack Fake or Genuine?

 TopCashBack is one of the oldest, global, and award-winning cashback site and has dedicated websites for India, UK, the US, Canada, China, Japan, and Germany. We have personally used and verified TopCashBack by making purchases from their site. And we got CashBack every time.

They also claims to share 100% of the commission they get from retailers or shoppers with you when you shop through TopCashBack.

Now, you would have a question in mind that TopCashBack is not an eCommerce website but how they earn money? What is the business model of TopCashBack? let’s understand it.

How Does TopCashBack Make Money? | Business Model

Cashback sites work on a simple principle. They ensure partnerships with brands and retailers and offer cashback to their customers. This way, they direct shoppers towards these brands. In return, they get a commission on every purchase from them. And they give major part of commission to you.

But in the case of TopCashBack, their users get 100% of the commission included in their cashback amount. That is why it is the most demanded cashback site.

Unlike other cashback sites, TopCashback does not make income through commission on user purchases. On the opposite, the site uses affiliate links, sponsorships, and advertisements to make money. These links are labeled as ‘zero cashback links’ on their website.

Every time a user clicks on those links, they get paid. Moreover, their partners also pay them whenever TopCashBack generates huge, high-profit sales for them. This way, they can give back all their earnings to their users and get paid by their partners.

You can get cashback from many popular sites like Amazon, Flipkart, Walmart, eBay, Myntra etc.

This is how TopCashBacks’ business model works. Now let’s move ahead in our post of TopCashBack Review – Is it legit or a scam?

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Who can join TopCashback? & How to Join?

TopCashback is available worldwide. So, you can register as a member wherever you live. But it is only really worth joining if you live in the US, UK, Canada, China, India, Japan, and Germany. In these countries, you can find a specific TopCashback website just for your country.

You should also be at least 18 years old to join the site. Now, their registration process is pretty simple. All you have to do is fill out their registration form. Then, you will receive a confirmation email to verify your account.

Simply click the verification link and you are ready to make cashback. Now you can log in via registered email address and password easily.

How to Use TopCashBack to Get Cashback on Shopping?

The process is same in every cashback sites. Here are some steps that you can follow to get cashback on your regular shopping using TopCashBack :

  • Join TopCashBack : First thing you have to do is create an account on TopCashKaro.
  • Search Deals/ Offers : Use the search box on the top to search a shopping site you want to shop from. The percentage of maximum cashback will be mentioned with each store so that you can get an idea of how much cashback you should expect before actual shopping. Find a cashback offer that is suitable for you.
  • Click on Get Cashback and Shop : Once you have found your store you want to shop from, just click on the Get Cashback button given on the store page. You will be redirected to your shopping website. Now shop as you usually do. (Make sure the product is not already added to the cart.)
  • Earn Cashback – After the shopping is done, TopCashBack will track your purchase and credit cashback in your account within 72 hours.
  • Transfer Cashback – Initially, cashback will be pending. It will approve after some time. Once it is redeemable you can transfer it with available payout options.

Also read : Is CashKaro Safe or Not? – CashKaro App Review

Referral Program | Will I Get Money if I Invite My Friends?

You can also earn by inviting people to join the TopCashBack. You just need to share your invite link with them and once they sign up to the site using your link, they will become your referral.

You will get one time 250 Rupees once your friend’s payable balance crosses a mark of 300 Rupees. This referral bonus keeps changing but usually remains between 200 and 400. There is no limit on how many friends you can invite. All you have to do is spread your referral link in your friend circle. 

You can also track how your friends are performing by visiting tell a friend tab in your TopCashBack account.

Now let’s move further in our post of TopCashBack Review 2021 – Is it Legit or a Scam?

When Do I Get Paid and What Are Payout Options?

TopCashBack is such a great when it comes to getting paid. Because there is no minimum payout threshold so you can withdraw as low as 1 Rupee. When you shop through TopCashBack, you will get cashback as pending.

It takes around 45 days until it gets confirmed. It takes time because some products may have a long return period. Confirmed cashback means retailers have confirmed that you are eligible for cashback. Confirmed cashback takes around another 30 days to become Payable Cashback. Once cashback becomes payable you can withdraw using one of the payout options.

If you choose to get paid via Amazon Pay you will get an extra 2%. These options are for Indian users. You can also find payment options related to your country.

Payout Options at TopCashBack

  • Amazon Pay
  • Paytm
  • Bank Transfer (NEFT)

Can you use it on mobile?

TopCashBack review 2021

TopCashback also has a mobile app you can download to get cashback offers on your mobile device. This makes it more beneficial to earn rewards.

This app is available for download on both iOS and Android devices. (the app is not available in all countries.)

If you find that you can’t download the app, you can still use it on a mobile device by accessing the website on a mobile web browser.

One good thing is, their site is mobile-friendly. So, you will not have any problems operating through it and reading the content properly.


Overall, TopCashback is a legit cashback site that rewards you for shopping online using their offers. It has a number of good features to offer but it also has some limitations.

As they pay 100% of their commission this can be a great opportunity for you to make some extra money.

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